Stocking up Christmas funds

The Northern Echo: (8624229)

6:01am Wednesday 15th October 2014

THE chill of the autumn in only just setting in, but many people are already turning their thoughts to Christmas – mainly, how they are going to pay for it.

Some home truths

The Northern Echo: VALUE INCREASE: House prices have increased eight per cent, according to a report

1:03pm Wednesday 8th October 2014

The housing market has been sending out some rather mixed messages.

Lenders less willing to grant mortgages to people with less than 10% deposits

The Northern Echo:

11:43am Tuesday 7th October 2014

MORTGAGE availability shrank back "significantly" in the three months to early September following two years of continuous expansion, the Bank of England has found.

Ensure you're insured

The Northern Echo: RIGHT ROAD: Drivers must ensure they are insured

6:01am Wednesday 1st October 2014

SO you're driving back from a fun, sunshine-filled day out, and with the relaxed buzz of chatter coming from family members in the back of the car, you're almost home.

Time to study your finances

The Northern Echo: CASH WORRIES: Students must learn from mistakes with their finances, a survey has said

6:01am Wednesday 24th September 2014

As the autumn term gets underway, and the latest crop of students settle into university life, many will be getting their first real taste of what's great - and not so great - about living independently.

Children set to cash in

The Northern Echo:

11:05am Wednesday 17th September 2014

Education reforms could mean more money in the next generation’s pockets. Vicky Shaw reports

Learning finance lingo

The Northern Echo:

12:05pm Wednesday 10th September 2014

The language of money can be difficult to master. Vicky Shaw helps to translate it

Rail travellers face 117% fare hikes

The Northern Echo:

11:17am Tuesday 9th September 2014

SOME rail travellers face fare hikes of up to 117% from today following the axing of some off-peak fares.

Saving the best for later

The Northern Echo:

11:13am Wednesday 3rd September 2014

PUTTING money away in savings has not exactly been the easiest of tasks in recent years, with squeezed incomes leaving little surplus “rainy day” cash.

Shoppers cash in online

The Northern Echo: Beautiful girl with mobile phone and credit card (9602814)

10:26am Wednesday 27th August 2014

If you are mulling over buying that dress/shoes/games console, do you reach for your tablet rather than hit the shops?

Parents facing strict new terms

The Northern Echo:

12:04pm Wednesday 20th August 2014

THE summer break gives many parents a welcome opportunity to spend some extra time with the children. But it also means spending a lot of extra money, something which spirals even more in the final few weeks, with the shopping list of new uniforms, stationery, books and excursions.

Mothers forced to work by cash fear

The Northern Echo:

10:25am Wednesday 13th August 2014

ALMOST two-thirds of new mothers feel under financial pressure to return to work, a survey has found.

Stop financial hangovers

The Northern Echo:

10:52am Wednesday 6th August 2014

WE all love letting off steam from time to time, but new research suggests this fun may be leaving many of us with a heavy and lingering financial hangover.

Money worries hit women

The Northern Echo: (8624229)

12:15pm Wednesday 30th July 2014

[STANDFIRST] Young women are now more likely than men to see their finances deteriorate to such an extent that they fall into personal insolvency, according to some new figures. Vicky Shaw asks why

Asda cuts fuel prices potentially sparking petrol price war

The Northern Echo: Price of fuel was cheapest locally at Asda yesterday

11:23am Monday 28th July 2014

ASDA has sparked a likely supermarket petrol price war by cutting its fuel prices.

Job vacancies increase and advertised salaries rise

The Northern Echo:

10:56am Monday 28th July 2014

JOB vacancies are increasing and advertised salaries growing amid fresh evidence of a recovering labour market, according to a new report.

Wake-up call over interest rates peril

The Northern Echo: The Consumer Prices Index rose to 1.9%, up from 1.5% in May, according to the Office for National Statistics.

9:45am Thursday 24th July 2014

WAKE-UP up calls must be urgently sounded to help people plan how to cope with increased borrowing costs amid the prospect of the end of rock-bottom interest rates, a think-tank has argued.

Aisle save some money

The Northern Echo:

10:13am Wednesday 23rd July 2014

THE wedding season is in full swing, but marking the big day is not only expensive for those stepping down the aisle, it is costly for their guests too.

New Isa boost to savers

The Northern Echo:

10:11am Wednesday 16th July 2014

Savers now have the ability to stash more cash away tax-free. Vicky Shaw looks at the new ‘super Isa’

Cash in for holiday fun

The Northern Echo:

10:03am Wednesday 9th July 2014

Going away this summer? It pays to keep your financial wits about you, says Vicky Shaw

Beware the crash for cash scam

The Northern Echo: A Generic Photo of a woman by the road side after a car crash. See PA Feature FINANCE Finance Column. Picture credit should read: PA Photo/thinkstockphotos. WARNING: This picture must only be used to accompany PA Feature FINANCE Finance Column. (7634133)

9:58am Wednesday 2nd July 2014

BEING involved in a car crash is a terrible and upsetting experience - but imagine also discovering that the people in the other vehicle had deliberately staged the "accident" so that you ran into them.

It's payback day for payday loans

The Northern Echo: Filed photo dated 18/09/12 of money as rent, council tax and utility bill arrears often have just as damaging an impact on people as payday loans, according to a new 'harm index' designed to reveal the depth of the stress and anguish caused by deb

9:56am Wednesday 25th June 2014

Payday loan borrowers are finally paying the price for a lack of competition in the market, according to a watchdog. Vicky Shaw reports.

Carney hints at gradual interest rates rise

The Northern Echo: Bank of England Governor Mark Carney

11:22am Tuesday 24th June 2014

BANK of England Governor Mark Carney appeared to play down the prospect of imminent interest rate rises today.

Two million face underpaid tax bill

The Northern Echo: HM Revenue & Customs

2:38pm Friday 20th June 2014

THE taxman is to claw money back from an estimated two million workers who have paid too little tax during the last financial year.

Sterling six-year high suggests UK may take lead on raising interests rates

The Northern Echo: Sterling six-year high suggests UK may take lead on raising interests rates

4:27pm Thursday 19th June 2014

STERLING climbed to a near six-year high against the US dollar today as it looked increasingly likely that the UK would take the lead on raising interest rates.

Debate over Britain's soaring house prices shows no signs of slowing

The Northern Echo: New House building work in the Malvern, Worcestershire.  (7149994)

2:39pm Wednesday 18th June 2014

As the summer finally brings warmer weather, the red-hot debate over Britain's soaring house prices shows no signs of cooling down either.

Some home truths to dispel mortgage myths

The Northern Echo: FALSE IDEAS: The ombudsman is seeing evidence that some people are putting faith in urban myths about what lenders can and cannot do

10:39am Wednesday 11th June 2014

SOMETIMES, the truth can hurt. But that doesn’t mean it can be ignored, avoided, or magicked away. And certainly not when it comes to your mortgage.

PPI victims may have been 'under-compensated'

The Northern Echo: Lloyds Banking Group is preparing to sell assets as part of state aid rules

11:31am Thursday 5th June 2014

VICTIMS of the payment protection insurance mis-selling scandal could have potentially been under-compensated by an estimated £1 billion, a BBC News investigation has found.

UK house prices grow 3.9%

The Northern Echo: UK house prices have taken a 3.9% jump taking average values to £184,464

11:15am Thursday 5th June 2014

HOUSE prices have recorded their strongest monthly uplift since 2002, with a 3.9% jump taking average values to £184,464, Halifax has reported.

Are you in debt denial?

The Northern Echo: A Generic Photo of a man who is worried about debt and mortgage repayments. See PA Feature FINANCE Finance Column. Picture credit should read: PA Photo/thinkstockphotos. WARNING: This picture must only be used to accompany PA Feature FINANCE Finance Colum

10:58am Wednesday 4th June 2014

DO you shove letters from your mortgage lender to one side to 'open later'? Or 'file' them in the bin? Or flick to another TV channel when news presenters start discussing the possibility of interest rates and costs for borrowers rising?

Home buyer mortgage approvals drop amid stricter lending rules

The Northern Echo: Home buyer mortgage approvals drops amid stricter lending rules

3:19pm Monday 2nd June 2014

THE number of mortgage approvals made to home buyers has dropped to the lowest level since last summer, according to Bank of England figures.

The retirement ‘taboo’

11:48am Wednesday 28th May 2014

MANY people are apparently unwilling to open up to their families about their retirement finances. Vicky Shaw asks why.

Number struggling to pay council tax bill 'rockets'

The Northern Echo: Number struggling to pay council tax bill 'rockets'

12:49pm Monday 26th May 2014

The number of people struggling with their council tax payments has "rocketed" to become the most common type of debt problem Citizens Advice now deals with.

House market on move

The Northern Echo: HOUSING POSER: What is next for the property market?

10:35am Wednesday 21st May 2014

After recent strong reports for home prices, Vicky Shaw considers what’s next for buyers and sellers

New code to ease errors

The Northern Echo: HIDDEN DANGER: Watch out when sending money to other people

11:19am Wednesday 14th May 2014

SO, you’ve gone online and transferred some cash to a friend to settle a debt. But a while later, that friend says they never received the money.

Card fraud... it’s a steal

The Northern Echo: £450.4M LOST: A 15 per cent increase in card fraud

10:34am Wednesday 7th May 2014

LAST year, a staggering £450.4m was lost on UKissued bank cards from frauds such as identity theft, cloned cards and internet fraud.

Jobseekers may face benefits ban if they refuse zero-hours contract work

The Northern Echo: Increase in Wirral Jobseekers' Allowance claimants

4:32pm Tuesday 6th May 2014

JOBSEEKERS face temporary benefits bans if they refuse to take some forms of zero-hours contracts under the coalition Government's welfare reforms.

Lenders ensure you are living within your means

The Northern Echo: NO TAKEAWAYS: Tightening your belt

10:53am Wednesday 30th April 2014

IF you are planning on buying a home or re-mortgaging in the coming months, it might be wise to start reining your spending in now.

Protect yourself from more than the hot sun

11:10am Wednesday 23rd April 2014

WITH the holiday season nearly upon us, perhaps you’ve got a special getaway booked. But before you grab your sun hat, slather on the factor 30 and make the dash to the airport, take a few moments to consider this: will your travel insurance policy also give you the protection you need while you are away?

It’s the loan arranger

The Northern Echo: INFORMAL IOU: Lending money is to become easier

10:16am Wednesday 16th April 2014

SENDING money to family and friends is about to become a whole lot easier – forget cheques or lengthy online log-ins, all you need is a mobile phone and a current account.

Looking at impact of new pension shake-up

The Northern Echo: PENSION POTS: The latest plans will make it easier for people to cash in their pension pots

11:01am Wednesday 9th April 2014

The pensions industry has undergone some radical shake-ups in recent weeks. Vicky Shaw looks at the impact these changes might have

Energy complaints rise by 224%

The Northern Echo: Eon has revealed prices are going up

11:09am Monday 7th April 2014

ENERGY complaints have soared in the first three months of this year - a 224% rise on the first quarter of 2013, the energy sector's ombudsman said.

It’s a real credit to you

The Northern Echo: It’s a real credit to you

10:29am Wednesday 2nd April 2014

How clued up are you about your credit report? Vicky Shaw reveals the answer, which for many seems to be not very

It’s time for a spring clean

The Northern Echo: NEW ACCOUNTS: Moving your money

11:24am Wednesday 26th March 2014

As many of us are looking to spring clean our savings around now, Vicky Shaw asks would you be tempted by a ‘teaser’ interest rate?

Regulators urged to launch investigation into "broken" energy market

The Northern Echo: The Chancellor announced a package of reforms to "radically reduce" energy costs

2:52pm Monday 24th March 2014

REGULATORS are being urged to launch an investigation into the energy market amid fresh claims that it is "broken".

Hit by a lack of interest

The Northern Echo: SHORT SAVINGS: Savers have been hit by low interest rates

10:38am Wednesday 19th March 2014

The Bank of England base rate has been at a historic 0.5 per cent low for half a decade. So what has this figure meant for households? Vicky Shaw reports

Arrears help is at hand

The Northern Echo: PAYMENT STRUGGLE: Lenders could be doing more to help

10:42am Wednesday 12th March 2014

If you are having mortgage payment worries, don’t leave it too late to get aid, says Vicky Shaw

An age-old problem

The Northern Echo: TAKING ADVICE: Considering which annuity is best for you can be baffling, says the Financial Conduct Authority, which is seeking to shake up the industry

11:10am Wednesday 5th March 2014

A NEW investigation has been announced into the retirement annuities market, after the City regulator found it is not working well for consumers.

Low interests rates send "you're a mug to save" message

The Northern Echo: Credit unions offer savings and value loans to their members.

1:46pm Wednesday 5th March 2014

The Bank of England's five-year policy of rock bottom interest rates has sent out the message that "you're a mug to save", experts have said.

For richer, for poorer

11:34am Wednesday 26th February 2014

VALENTINE’S Day has been and gone, but a pension provider is still keen to count the costs of romance.

Local NewsYourNorth-East



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