YOUR first name can cost you your first impression when it comes to your relationship with money, new research has found.

Michael's in the North-East are most likely not to buy their round at the pub (9 per cent), forget to wash their hands (15 per cent) and blow all their wages in one go (8 per cent).

In contrast, David’s are intelligent, trustworthy and financially savvy.  

The study, which was carried out by Uswitch, polled Brits in the North-East on the perceptions around common names in Britain.   

According to the research, women called Karen in the North-East are thought to skive off when they’re meant to be working from home (17 per cent) - and most likely perceived to stockpile loo roll (16 per cent).

She is however voted as one of the most ‘fun’ by Brits (8 per cent).   

On the other hand, an Elizabeth or a Margaret will be honest, intelligent and thrifty, and the people you’d most trust to look after your money and house-sit when you are away (15 per cent and 23 per cent respectively).  

Richard, James, and David are most likely perceived to become self-made billionaires (13 per cent, 16 per cent and 9 per cent), while Susan, Margaret, Sarah are most likely to be bargain hunters (24 per cent, 14 per cent and 17 per cent).  

The perceived attributes of typical UK names (as voted for by the North East):  

- KAREN: Considered most likely to spend her months’ salary in one go but is also a lot of fun because of it.

- JAMES: Intelligent and fun. 

- JULIE: The most generous one.    

- PAUL: Thought of as dishonest, jealous and is most likely to forget his facemask - but he is also fun and generous.

- MARGARET: Conservative with her money and likely to be one of those who stockpiled toilet roll, but she is reliable, someone you can trust with your house while you are away and least likely to be fined for indecent exposure in public.   

- SARAH: Will always buy a round at the pub. She’s extravagant, fun and quirky. Go on Sarah!  

- JOHN: Perceived to be boring and most likely to forget to wash his hands, but he is very trustworthy.   

- NICOLA: The least stingy, rather wasteful but quirky and tech-savvy.     

- SUSAN: Not to be trusted with your money, and not likely to be a self-made billionaire. She’s also prone to stockpiling in a pandemic but she is also fun and intelligent. 

- DAVID: Intelligent and grumpy but you can trust him with your money.  

- RICHARD: Most likely to become a self-made billionaire and the least wasteful.