Eric Pickles announces further Right to Buy improvements

The Northern Echo: Communities Secretary Eric Pickles Communities Secretary Eric Pickles

TENANTS will be given more support to buy their homes under new Government moves.

Communities Secretary Eric Pickles said he will reinvigorate the Right to Buy scheme this year, with the maximum discount for a house rising from 60 per cent to 70 per cent and the £75,000 cap increasing in line with inflation.

Mr Pickles said the changes would ensure Right to Buy becomes a realistic New Year’s resolution for thousands of social tenants across the country.

Since 2011 the Government has helped almost 50,000 households onto the housing ladder – more than 13,400 social tenants through the Right to Buy and more than 36,000 through Help to Buy and earlier schemes.

Mr Pickles said: “For years the Right to Buy was slowly strangled, with a miserly cap on discounts killing the prospect of home ownership for most social tenants.

“We don’t think governments should be in the business of vetoing aspiration.

“We will also continue to plough the cash from additional sales back into delivering new affordable homes for rent, which will soon help us reach the fastest rate of affordable house building for 20 years.”

Today’s move will extend the Government’s commitment to help hard-working tenants and build more homes, which the Chancellor set out in the Autumn Statement.

This included introducing a Right to Move for social tenants who need to relocate for a new job or training and establishing new Right to Buy agents who will guide people through the buying process, and providing £100m to establish a fund to improve access to mortgage finance.

A £1bn six-year investment programme to build 250,000 homes which will allow councils to bid for up to £300m of borrowing for affordable housing was also announced.

Comments (12)

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12:43am Fri 3 Jan 14

Voice-of-reality says...

Let the freedom of home owning return and the tyranny of state control be consigned to the trash can...And the socialists state that it is the Conservatives who hold people back. Social mobility through owning your own home - true freedom, true choice, a true (blue) future.
Let the freedom of home owning return and the tyranny of state control be consigned to the trash can...And the socialists state that it is the Conservatives who hold people back. Social mobility through owning your own home - true freedom, true choice, a true (blue) future. Voice-of-reality

12:45am Fri 3 Jan 14

Bongeyeohoy says...

The new houses getting build that have all this fuel saving energy saving malarcy is a load of poo. They are packed with insulation but the ventilation is so poor, walls get mold then crack. Mice get into the cavity walls and live there. The attics ventilation is so poor mold grows on your belongings because of the moisture. These houses wont last long stick to buying an old house that has had decent materials used to make it and alot of care. Not these cheap nasty ones that are just to make a quick profit, then when the problems start they will go bankrupt so they dont have pay.
The new houses getting build that have all this fuel saving energy saving malarcy is a load of poo. They are packed with insulation but the ventilation is so poor, walls get mold then crack. Mice get into the cavity walls and live there. The attics ventilation is so poor mold grows on your belongings because of the moisture. These houses wont last long stick to buying an old house that has had decent materials used to make it and alot of care. Not these cheap nasty ones that are just to make a quick profit, then when the problems start they will go bankrupt so they dont have pay. Bongeyeohoy

12:48am Fri 3 Jan 14

Voice-of-reality says...

And who was it that championed the pulling down of sturdy houses in the north-east replacing them with cheap cardboard houses - that's right folks, Prescott - another lefty helping to keep the people down.
And who was it that championed the pulling down of sturdy houses in the north-east replacing them with cheap cardboard houses - that's right folks, Prescott - another lefty helping to keep the people down. Voice-of-reality

12:56am Fri 3 Jan 14

Bongeyeohoy says...

Keep the sturdy houses and just put your money into them. Don't buy the new houses. I wont name the builders but I've seen and inspected them myself the life span of these houses is very short with huge disastrous problems.
Keep the sturdy houses and just put your money into them. Don't buy the new houses. I wont name the builders but I've seen and inspected them myself the life span of these houses is very short with huge disastrous problems. Bongeyeohoy

7:18am Fri 3 Jan 14

Jonn says...

Voice-of-reality wrote:
Let the freedom of home owning return and the tyranny of state control be consigned to the trash can...And the socialists state that it is the Conservatives who hold people back. Social mobility through owning your own home - true freedom, true choice, a true (blue) future.
Freedom ?
What's free about being in debt to the corrupt financial sector for 25 plus years and paying out well over the properties value in the end.
Home owning ? You don't own your own home, you think you do, the mortgage lender does until you've paid off the debt.
They aint a charity, there's only one winner!
[quote][p][bold]Voice-of-reality[/bold] wrote: Let the freedom of home owning return and the tyranny of state control be consigned to the trash can...And the socialists state that it is the Conservatives who hold people back. Social mobility through owning your own home - true freedom, true choice, a true (blue) future.[/p][/quote]Freedom ? What's free about being in debt to the corrupt financial sector for 25 plus years and paying out well over the properties value in the end. Home owning ? You don't own your own home, you think you do, the mortgage lender does until you've paid off the debt. They aint a charity, there's only one winner! Jonn

9:31am Fri 3 Jan 14

David Lacey says...

Well I own my home. As do millions of Brits. We paid off our mortages and invested any spare cash to add on new features like conservatories, porches and extra bedrooms. All as a result of bl**dy hard work, keeping out of trouble and avoiding the temptation od drugs and excessive alcohol consumption. We sent our kids to school, made sure they attended and taught them the difference between right and wrong.
.
The above messages from Jonn and VOR sum up perfectly the choice that this country faces. It can descend into a pit of despair, relying on the state for everything, or it can support the independence of actions and thought that goes with rejection of socialism.
Well I own my home. As do millions of Brits. We paid off our mortages and invested any spare cash to add on new features like conservatories, porches and extra bedrooms. All as a result of bl**dy hard work, keeping out of trouble and avoiding the temptation od drugs and excessive alcohol consumption. We sent our kids to school, made sure they attended and taught them the difference between right and wrong. . The above messages from Jonn and VOR sum up perfectly the choice that this country faces. It can descend into a pit of despair, relying on the state for everything, or it can support the independence of actions and thought that goes with rejection of socialism. David Lacey

10:21am Fri 3 Jan 14

Withnail Lefty says...

There will be either a large take up or a small take up, therefore, it will be either a success or a failure. The great British public will decide. The nation speaks.
There will be either a large take up or a small take up, therefore, it will be either a success or a failure. The great British public will decide. The nation speaks. Withnail Lefty

10:48am Fri 3 Jan 14

Jonn says...

David Lacey wrote:
Well I own my home. As do millions of Brits. We paid off our mortages and invested any spare cash to add on new features like conservatories, porches and extra bedrooms. All as a result of bl**dy hard work, keeping out of trouble and avoiding the temptation od drugs and excessive alcohol consumption. We sent our kids to school, made sure they attended and taught them the difference between right and wrong.
.
The above messages from Jonn and VOR sum up perfectly the choice that this country faces. It can descend into a pit of despair, relying on the state for everything, or it can support the independence of actions and thought that goes with rejection of socialism.
Hold on a minute. Where did I mention relying on the state? What about private renting? Millions rent in the UK and it's more common to rent than enslave yourself to a mortgage in Europe.
What about all that interest you've paid on your mortgage, all the money spent on home improvements? All that debt, you never profit in the long run, the only profiteers are the Banks and the Government otherwise it wouldn't work.
And if you want to get into relying on the state, what about the Governments help to buy scheme? It's funded by the state (taxpayers) is it not? Plus, the banks get dirt cheap money to lend and profiteer from it again! It's a win win for them and if it goes t*ts up, the taxpayer loses. What a big scam.
[quote][p][bold]David Lacey[/bold] wrote: Well I own my home. As do millions of Brits. We paid off our mortages and invested any spare cash to add on new features like conservatories, porches and extra bedrooms. All as a result of bl**dy hard work, keeping out of trouble and avoiding the temptation od drugs and excessive alcohol consumption. We sent our kids to school, made sure they attended and taught them the difference between right and wrong. . The above messages from Jonn and VOR sum up perfectly the choice that this country faces. It can descend into a pit of despair, relying on the state for everything, or it can support the independence of actions and thought that goes with rejection of socialism.[/p][/quote]Hold on a minute. Where did I mention relying on the state? What about private renting? Millions rent in the UK and it's more common to rent than enslave yourself to a mortgage in Europe. What about all that interest you've paid on your mortgage, all the money spent on home improvements? All that debt, you never profit in the long run, the only profiteers are the Banks and the Government otherwise it wouldn't work. And if you want to get into relying on the state, what about the Governments help to buy scheme? It's funded by the state (taxpayers) is it not? Plus, the banks get dirt cheap money to lend and profiteer from it again! It's a win win for them and if it goes t*ts up, the taxpayer loses. What a big scam. Jonn

2:47pm Fri 3 Jan 14

sineater says...

The "freedom to buy your council house has resulted in a waiting list of 2 million,thanks to the usual tory lies about using the sales money to buid new homes. They never had any intention of building them,because they did not believe in the principal in the first place. Council homes were introduced to replace slum dwellings,and as a first step to moving on to owning a home,not to be sold,and leave nowhwere for people onlow incomes with no prospect of a home like we have now. Instead of putting things right ,this government are now persecuting tenants who have spare bed rooms, a situation caused by their initial selling of homes in the eighties.
The "freedom to buy your council house has resulted in a waiting list of 2 million,thanks to the usual tory lies about using the sales money to buid new homes. They never had any intention of building them,because they did not believe in the principal in the first place. Council homes were introduced to replace slum dwellings,and as a first step to moving on to owning a home,not to be sold,and leave nowhwere for people onlow incomes with no prospect of a home like we have now. Instead of putting things right ,this government are now persecuting tenants who have spare bed rooms, a situation caused by their initial selling of homes in the eighties. sineater

3:49pm Fri 3 Jan 14

jimmy011087 says...

Jonn wrote:
David Lacey wrote:
Well I own my home. As do millions of Brits. We paid off our mortages and invested any spare cash to add on new features like conservatories, porches and extra bedrooms. All as a result of bl**dy hard work, keeping out of trouble and avoiding the temptation od drugs and excessive alcohol consumption. We sent our kids to school, made sure they attended and taught them the difference between right and wrong.
.
The above messages from Jonn and VOR sum up perfectly the choice that this country faces. It can descend into a pit of despair, relying on the state for everything, or it can support the independence of actions and thought that goes with rejection of socialism.
Hold on a minute. Where did I mention relying on the state? What about private renting? Millions rent in the UK and it's more common to rent than enslave yourself to a mortgage in Europe.
What about all that interest you've paid on your mortgage, all the money spent on home improvements? All that debt, you never profit in the long run, the only profiteers are the Banks and the Government otherwise it wouldn't work.
And if you want to get into relying on the state, what about the Governments help to buy scheme? It's funded by the state (taxpayers) is it not? Plus, the banks get dirt cheap money to lend and profiteer from it again! It's a win win for them and if it goes t*ts up, the taxpayer loses. What a big scam.
Actually, If i get what my house is valued at, i'll have spent about £10k in mortgage repayments, house work and fees and i'll stand to make £20k. I'd say that's profit. Would I rather rent for the rest of my life, paying nothing off or would I rather pay a mortgage of and have a shiny fully owned house at the end of it. I think i'll choose the latter thanks.

You can't just expect to be lent money for free, there is an element of risk involved and some people are irresponsible and never pay the money back, hence we end up paying more interest to cover for them. Same as insurance, careful who you blame for interest rates.
[quote][p][bold]Jonn[/bold] wrote: [quote][p][bold]David Lacey[/bold] wrote: Well I own my home. As do millions of Brits. We paid off our mortages and invested any spare cash to add on new features like conservatories, porches and extra bedrooms. All as a result of bl**dy hard work, keeping out of trouble and avoiding the temptation od drugs and excessive alcohol consumption. We sent our kids to school, made sure they attended and taught them the difference between right and wrong. . The above messages from Jonn and VOR sum up perfectly the choice that this country faces. It can descend into a pit of despair, relying on the state for everything, or it can support the independence of actions and thought that goes with rejection of socialism.[/p][/quote]Hold on a minute. Where did I mention relying on the state? What about private renting? Millions rent in the UK and it's more common to rent than enslave yourself to a mortgage in Europe. What about all that interest you've paid on your mortgage, all the money spent on home improvements? All that debt, you never profit in the long run, the only profiteers are the Banks and the Government otherwise it wouldn't work. And if you want to get into relying on the state, what about the Governments help to buy scheme? It's funded by the state (taxpayers) is it not? Plus, the banks get dirt cheap money to lend and profiteer from it again! It's a win win for them and if it goes t*ts up, the taxpayer loses. What a big scam.[/p][/quote]Actually, If i get what my house is valued at, i'll have spent about £10k in mortgage repayments, house work and fees and i'll stand to make £20k. I'd say that's profit. Would I rather rent for the rest of my life, paying nothing off or would I rather pay a mortgage of and have a shiny fully owned house at the end of it. I think i'll choose the latter thanks. You can't just expect to be lent money for free, there is an element of risk involved and some people are irresponsible and never pay the money back, hence we end up paying more interest to cover for them. Same as insurance, careful who you blame for interest rates. jimmy011087

5:50pm Fri 3 Jan 14

Jonn says...

jimmy011087 wrote:
Jonn wrote:
David Lacey wrote:
Well I own my home. As do millions of Brits. We paid off our mortages and invested any spare cash to add on new features like conservatories, porches and extra bedrooms. All as a result of bl**dy hard work, keeping out of trouble and avoiding the temptation od drugs and excessive alcohol consumption. We sent our kids to school, made sure they attended and taught them the difference between right and wrong.
.
The above messages from Jonn and VOR sum up perfectly the choice that this country faces. It can descend into a pit of despair, relying on the state for everything, or it can support the independence of actions and thought that goes with rejection of socialism.
Hold on a minute. Where did I mention relying on the state? What about private renting? Millions rent in the UK and it's more common to rent than enslave yourself to a mortgage in Europe.
What about all that interest you've paid on your mortgage, all the money spent on home improvements? All that debt, you never profit in the long run, the only profiteers are the Banks and the Government otherwise it wouldn't work.
And if you want to get into relying on the state, what about the Governments help to buy scheme? It's funded by the state (taxpayers) is it not? Plus, the banks get dirt cheap money to lend and profiteer from it again! It's a win win for them and if it goes t*ts up, the taxpayer loses. What a big scam.
Actually, If i get what my house is valued at, i'll have spent about £10k in mortgage repayments, house work and fees and i'll stand to make £20k. I'd say that's profit. Would I rather rent for the rest of my life, paying nothing off or would I rather pay a mortgage of and have a shiny fully owned house at the end of it. I think i'll choose the latter thanks.

You can't just expect to be lent money for free, there is an element of risk involved and some people are irresponsible and never pay the money back, hence we end up paying more interest to cover for them. Same as insurance, careful who you blame for interest rates.
'If' you sold it 'now'. Where then would you live if you sold it? Would you get another house with another mortgage?
I'm just saying getting a mortgage isn't the be all and end all. Over a 25-30 year period, you may eventually own it but add up all the money it's cost you in fees, maintenance, redecoration etc etc... are you actually in profit? You could equally rent, let the landlord foot the bill for everything and invest the money you'd pay out in mortgage fees elsewhere and have that saved over the same period too.
[quote][p][bold]jimmy011087[/bold] wrote: [quote][p][bold]Jonn[/bold] wrote: [quote][p][bold]David Lacey[/bold] wrote: Well I own my home. As do millions of Brits. We paid off our mortages and invested any spare cash to add on new features like conservatories, porches and extra bedrooms. All as a result of bl**dy hard work, keeping out of trouble and avoiding the temptation od drugs and excessive alcohol consumption. We sent our kids to school, made sure they attended and taught them the difference between right and wrong. . The above messages from Jonn and VOR sum up perfectly the choice that this country faces. It can descend into a pit of despair, relying on the state for everything, or it can support the independence of actions and thought that goes with rejection of socialism.[/p][/quote]Hold on a minute. Where did I mention relying on the state? What about private renting? Millions rent in the UK and it's more common to rent than enslave yourself to a mortgage in Europe. What about all that interest you've paid on your mortgage, all the money spent on home improvements? All that debt, you never profit in the long run, the only profiteers are the Banks and the Government otherwise it wouldn't work. And if you want to get into relying on the state, what about the Governments help to buy scheme? It's funded by the state (taxpayers) is it not? Plus, the banks get dirt cheap money to lend and profiteer from it again! It's a win win for them and if it goes t*ts up, the taxpayer loses. What a big scam.[/p][/quote]Actually, If i get what my house is valued at, i'll have spent about £10k in mortgage repayments, house work and fees and i'll stand to make £20k. I'd say that's profit. Would I rather rent for the rest of my life, paying nothing off or would I rather pay a mortgage of and have a shiny fully owned house at the end of it. I think i'll choose the latter thanks. You can't just expect to be lent money for free, there is an element of risk involved and some people are irresponsible and never pay the money back, hence we end up paying more interest to cover for them. Same as insurance, careful who you blame for interest rates.[/p][/quote]'If' you sold it 'now'. Where then would you live if you sold it? Would you get another house with another mortgage? I'm just saying getting a mortgage isn't the be all and end all. Over a 25-30 year period, you may eventually own it but add up all the money it's cost you in fees, maintenance, redecoration etc etc... are you actually in profit? You could equally rent, let the landlord foot the bill for everything and invest the money you'd pay out in mortgage fees elsewhere and have that saved over the same period too. Jonn

5:56pm Fri 3 Jan 14

Taxpaying Homeowner says...

sineater wrote:
The "freedom to buy your council house has resulted in a waiting list of 2 million,thanks to the usual tory lies about using the sales money to buid new homes. They never had any intention of building them,because they did not believe in the principal in the first place. Council homes were introduced to replace slum dwellings,and as a first step to moving on to owning a home,not to be sold,and leave nowhwere for people onlow incomes with no prospect of a home like we have now. Instead of putting things right ,this government are now persecuting tenants who have spare bed rooms, a situation caused by their initial selling of homes in the eighties.
Here we go again, the quarterly Housing stock rant. Let me simplify this right down for you.

Reality:
Council houses had tenants that wanted to own a home.
Right to Buy enabled people to buy the council home they livid in
Government at the time stipulated that income generated by the councils had to be used to pay off council debt before any spending
Change in government to Labour and Right to Buy scheme extended.

Council tax was increased massively between 1997 and 2010, Right to Buy extended,Gold Reserves and Government Offices sold off.
HARDLY ANY OF THAT MONEY WENT BACK INTO CENTRAL HOUSING STOCK.

Here is an analogy for you:
Jack inherits a Bean Farm but unfortunately he owes some money for tax.
There is big demand for others to have bean plants, so he starts selling the Bean Plants in plots.
He looks around and can see there is scope to create more plots but he decides that he won't use any of the money to plant in other plots until his tax is paid off.
Jacks son takes over the running of the site and expands the selling of plots and breaks even.
Instead of planting more beans Jacks son decides to sell off the Barn and the tools needed to create more Bean plots.
Years later there is a shortage of Bean plots and not enough time to grow the beans to the required level to meet the demand......

WHO GETS THE BLAME????
[quote][p][bold]sineater[/bold] wrote: The "freedom to buy your council house has resulted in a waiting list of 2 million,thanks to the usual tory lies about using the sales money to buid new homes. They never had any intention of building them,because they did not believe in the principal in the first place. Council homes were introduced to replace slum dwellings,and as a first step to moving on to owning a home,not to be sold,and leave nowhwere for people onlow incomes with no prospect of a home like we have now. Instead of putting things right ,this government are now persecuting tenants who have spare bed rooms, a situation caused by their initial selling of homes in the eighties.[/p][/quote]Here we go again, the quarterly Housing stock rant. Let me simplify this right down for you. Reality: Council houses had tenants that wanted to own a home. Right to Buy enabled people to buy the council home they livid in Government at the time stipulated that income generated by the councils had to be used to pay off council debt before any spending Change in government to Labour and Right to Buy scheme extended. Council tax was increased massively between 1997 and 2010, Right to Buy extended,Gold Reserves and Government Offices sold off. HARDLY ANY OF THAT MONEY WENT BACK INTO CENTRAL HOUSING STOCK. Here is an analogy for you: Jack inherits a Bean Farm but unfortunately he owes some money for tax. There is big demand for others to have bean plants, so he starts selling the Bean Plants in plots. He looks around and can see there is scope to create more plots but he decides that he won't use any of the money to plant in other plots until his tax is paid off. Jacks son takes over the running of the site and expands the selling of plots and breaks even. Instead of planting more beans Jacks son decides to sell off the Barn and the tools needed to create more Bean plots. Years later there is a shortage of Bean plots and not enough time to grow the beans to the required level to meet the demand...... WHO GETS THE BLAME???? Taxpaying Homeowner

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