Citizens Advice Bureau's app could help deliver an affordable Christmas

A BUDGETING app from the Citizens Advice Bureau (CAB) could help to deliver an affordable Christmas for all.

Darlington CAB recently launched their Your Money Smart app, which offers free and personalised budgeting advice.

The app allows families, job seekers, pensioners and single people to track their spending and, by entering details about their income and outgoings, plan a budget.

Neeraj Sharma, chief executive of Darlington CAB, said: “The tool allows an individual to manage their own budget and it is connected to guidance throughout which gives hard facts and figures, breaking things down into easy terms.

“It is a really valuable resource that can help anyone and the response has been amazing so far.

“We had somebody who wanted to save for a family holiday but didn’t believe they would ever afford it.

“The app showed her that if she stopped buying her daily coffee, parked off-street and brought her own sandwiches to work, she would save £2,500 a year.”

The app is now available from


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