10:04am Tuesday 7th September 2010
THERE is a fee of only £99 on “best buy” repayment mortgages from HSBC online bank first direct, with a 65 per cent LTV (loan to value) limit on the two-year tracker loan at 2.19 per cent (base rate plus 1.69 per cent).
Rival deals up to 65 per cent LTV include Coventry BS (2.89 per cent), while there is a 70 per cent LTV limit from Santander (2.57 per cent), Northern Rock (2.59 per cent), Nationwide BS (2.68 per cent), and Woolwich (2.79 per cent).
● Before you do a “Sam Cam”
and have a baby on holiday, get adequate travel insurance cover, warns leading insurer World First Travel.
Most airlines will not let pregnant women fly beyond 36 weeks, while some require a “fit to fly” letter. Brittany Ferries will not allow women to travel after 32 weeks (28 on its high-speed service), while P&O Ferries does not allow women on its Western Channel routes after 28 weeks.
● Savers might like Santander’s new Loyalty Tracker Bonds, paying 3.25 per cent and three per cent gross AER respectively, and tracking changes in the Bank base rate until October 1, next year.
● Although many managed income funds have been hit by BP’s decision to suspend dividend payments, Robin Geffen said his £24.4m Neptune Quarterly Income Fund, which holds 50 stocks, is benefiting from heavy reliance on the out-of-favour utilities sector.
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